Christmas Is On December 25 This Year!
News Flash! HOT Off the Presses! Christmas is on December 25th this year!!!
It took some time, coming very late in the year, but the governments of the world finally reached a compromise on when Christmas will be celebrated in 2008 - and it’s December 25th! That’s just over a month away! Too late to save, so break out those credit cards, run up the balance and load up on gifts!
All kidding aside, will you go (further) into debt because of Christmas this year? AllFinancialMatters reports via Consumer Reports that 12 Million American’s Are STILL Paying Off Last Year’s Christmas!
Believe it or not, Christmas IS the same time every year, so why are people caught off guard by it? Why aren’t people saving for it? Putting aside as little as $1 a day THROUGHOUT the year in anticipation of the holiday will reduce the lingering stress that often results from what should be a joyous time of year. Spend the holiday enjoying time with family and friends rather than being bitter and resentful because now there are bills that have to be paid because gifts had to be bought.
It’s not too late! Prepare a budget and get ready for the holiday. Put the plastic away (or better yet, perform a plasectomy) and live within your means. Tell your money where to go rather than it telling you where to go. Skip a few lattes. Eat in rather than eat out. Look for deals online. Put a personal touch on your gifts by making them.
And when out shopping for others, how about skipping the purchase of that movie, CD, etc. for yourself?
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Nov 19th, 2008 at 00:51:22
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Nov 19th, 2008 at 13:13:09
Amen, brother!
We’ve got a Christmas Club and put back $100 / month to have for Christmas. Much better than putting it on credit cards…
Nov 27th, 2008 at 10:08:43
You know, we budget for gifts all year but it always seems that there are more weddings or babies than we planned to buy for so we have yet to effectively budget to cover all the gifts of a year over the course of the year. Maybe one year we’ll get it right! But that just means we have to reallocate some spending or work a little more- not that we would use credit cards. Christmas is not about gifts and if ppl don’t have the money to buy them- they shouldn’t!
I was talking with someone last night about it and I really think I’d be fine if our families just didn’t do gifts at all but then I realized that there are people, like my mom, that giving gifts is how she expresses love best (If only she would understand that we don’t all receive love best that way- she could save a lot of money) so to tell her not to buy us anything is like telling me to not spend any time with my friends. So I guess holidays like Christmas are good to fill up the love tanks of our gift-love friends and family. Anyway, it’s pretty sad that that many people are in debt from last Christmas still.
Nov 27th, 2008 at 12:47:50
You make a very good point about the love languages, Ashlee. Thanks for sharing your thoughts.